Cashless payments and financial services in Thailand
TrueMoney Wallet, developed by True Money Co. Ltd., is a widely used digital payment app in Thailand that allows users to make secure cashless transactions from their mobile devices. The app supports everyday financial activities such as mobile top-ups, bill payments, money transfers, and online or in-store purchases.
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Designed to work across all mobile networks in Thailand, TrueMoney Wallet functions as an all-in-one digital wallet that helps users manage payments and access additional financial services directly from their smartphones.
Core payment features
TrueMoney Wallet combines several everyday payment tools within a single app interface. Users can store funds in their wallet and use them for a variety of transactions.
With the app, users can pay at participating merchants using QR or in-app payment methods, settle bills for supported service providers, top up prepaid mobile numbers such as TrueMove H and Dtac, send and receive money instantly with other TrueMoney Wallet users, and make online purchases through supported platforms. The app can also be linked to the Google Play Store, allowing users to purchase apps, games, music, and in-game items using their TrueMoney Wallet balance.
Merchant payments and everyday usage
TrueMoney Wallet is designed for everyday spending across Thailand. Users can pay quickly by scanning a QR code or showing a barcode at participating merchants. The service supports payments at 7-Eleven, 7Delivery, Lotus’s, and thousands of other partner merchants, making it suitable for routine purchases such as convenience store shopping, food delivery, and online services.
In addition to domestic payments, the app also supports cashless payments in multiple international destinations, allowing travelers to pay abroad without exchanging cash when supported merchants accept the service.
Digital lending and financial services
TrueMoney Wallet also provides access to digital loan services through partner financial institutions operating under the supervision of the Bank of Thailand.
Through Ascend Nano, a company within the TrueMoney group, the app offers revolving credit products such as Pay Next Extra, which provides a credit limit of up to five times the borrower’s monthly income with repayment terms of up to 48 months, and Pay Next, a digital revolving credit line with a limit of up to 20,000 THB and repayment terms of up to five months.
In addition, Kiatnakin Phatra Bank provides the KKP Cash Now personal loan through the platform, a term loan product with repayment periods ranging from 24 to 60 months. Depending on the specific product, interest rates may range from 0% to 25% APR, and certain transactions such as cash disbursement may involve additional service fees.
A trusted digital payment app for Thai users
TrueMoney Wallet brings together essential payment and financial services in one convenient mobile app. From QR payments and bill management to mobile top-ups, transfers, and digital lending options, it simplifies everyday financial tasks for users in Thailand. With broad merchant acceptance, integration with popular services like Google Play, and support for multiple mobile networks, the app provides a reliable and flexible cashless payment solution for daily use.
